Specialist practice · Mumbai
NRI Real Estate Advisory in India
Vedant Advisory advises Non-Resident Indians on acquiring, managing, and exiting property in India—coordinating legal, taxation, FEMA, title, financing, and dispute support through one accountable mandate.
Discuss your mandateWhat NRI real estate advisory actually covers
NRI real estate advisory is the coordinated management of an India property mandate for an owner living overseas. It goes beyond finding a buyer or a flat: it covers title and legal due diligence, FEMA and taxation coordination, documentation and powers of attorney, tenancy and upkeep, and finally sale, TDS handling, and repatriation of proceeds.
Vedant Advisory has focused on this single specialisation for twenty years, working with Non-Resident Indians in the United Kingdom, the UAE, Hong Kong, East Africa, Canada, and the United States, alongside a selective group of Mumbai HNI portfolios.
Buying property in India as an NRI
An NRI or OCI cardholder may acquire residential and commercial property in India under FEMA, with agricultural land, plantation property, and farmhouses excluded unless inherited. Funds are routed through NRE, NRO, or FCNR accounts, or by inward remittance through normal banking channels.
We screen the opportunity, verify title and encumbrance history, coordinate financing, negotiate on your behalf as your exclusive representative, and manage documentation and registration so you do not have to fly in for every step.
Managing and renting India property from overseas
Distance is the real risk. We coordinate tenancy and leave-and-licence documentation, rent collection oversight, society and municipal compliance, maintenance, interiors and renovation, and periodic property inspection, with a single accountable relationship reporting back to you.
Selling India property and repatriating proceeds
Exits carry the heaviest compliance load. Sale proceeds paid to an NRI seller attract tax withholding at rates set by the Income-tax Act, and a Lower Deduction Certificate can often reduce the amount withheld when applied for in advance. Capital-gains computation, documentation, and repatriation through the appropriate banking route all need to be sequenced correctly.
We coordinate buyer screening and pricing, tax and TDS documentation through appropriately qualified professionals, repatriation paperwork, handover, and clean closure.
Inherited and disputed property
Inherited India property often arrives with incomplete records, multiple heirs, succession or probate requirements, occupancy issues, and unclear title. We coordinate title reconstruction, succession documentation, and professional support for tenancy, possession, family-property, encroachment, and ownership disputes.
NRI real estate advisory: common questions
Can an NRI buy real estate in India?
Yes. Under FEMA, an NRI or OCI cardholder may purchase residential and commercial property in India. Agricultural land, plantation property, and farmhouses cannot be purchased, though they may be inherited. Payment must be made through normal banking channels or from NRE, NRO, or FCNR accounts.
What does an NRI real estate advisor do that an agent does not?
An agent is transaction-focused and usually paid on closing a deal. An advisory mandate covers the full lifecycle—due diligence, legal and tax coordination, management while you are overseas, and a compliant exit—with exclusive representation of your interests rather than both sides of a transaction.
How is tax handled when an NRI sells property in India?
Tax is withheld at source from the sale consideration payable to an NRI seller, and capital gains are computed separately. A Lower Deduction Certificate obtained in advance can reduce the amount withheld. All tax positions should be confirmed with appropriately qualified tax professionals, whom we coordinate with as part of the mandate.
Can sale proceeds be repatriated out of India?
Repatriation of sale proceeds is permitted subject to FEMA conditions, documentation, and banking-channel requirements. The paperwork must match the original acquisition route, which is why we sequence exit documentation from the start of the mandate.
Do I need to travel to India to buy or sell?
Usually not for every stage. Much of the process can be handled through properly drafted powers of attorney and coordinated professional representation, though certain registration and banking steps may require your presence or notarised documents from your country of residence.
This page is general information, not legal, tax, or investment advice. Positions should be confirmed with appropriately qualified professionals. Content reviewed 21 July 2026.
Speak with Vedant Advisory
Twenty years of specialist NRI property mandates, from entry to exit.